Homeowner's insurance is both a protective investment and a necessity for many property owners. When someone finances a purchase, either with a mortgage or through seller financing, obtaining homeowner's insurance is usually a requirement to complete the transaction....
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Can your business insurance deny coverage after a burglary?
Your opening manager showed up on a Wednesday morning, only to find windows to your store broken and cash registers emptied. Perhaps it was not cash but rather merchandise that went missing. Burglars may target all sorts of businesses, from grocery stores to resale...
3 ways homeowner’s insurance companies may act in bad faith
Your homeowner's insurance policy protects you in multiple ways. It can cover the costs a visiting neighbor suffers if they break their leg on your front stairs, shielding you from financial liability. It can protect you from crime by reimbursing you for property...
Can your homeowner’s insurance increase your costs over a claim?
Homeowner's insurance is a kind of coverage that you may never need to make a claim against. Although people may need to use their health insurance every year, some people go their entire lives without ever making a homeowner's insurance claim. The coverage you carry...
How to make an insurance claim after experiencing property damage
When you have an insurance plan that covers your property, you have every right to make a claim if that property is damaged. While some insurance carriers will settle fairly, there is a risk that your carrier could deny your claim or drag out the claims process. To...